OBAMACARE COMPARED TO ROMNEYCARE
THE BIG DIFFERENCES - AND THE REAL PROBLEM



An insurance specialistComparing the Massachusetts program to Obamacare and concluding it is the same is like saying human beings and rabbits are the same just because they are both alive!!!"

Or, after Heritage Foundation being credited by Obama for the basis for ObamaCare, replied:  "The Obama health-care law 'builds' on the Heritage health reform model only in the sense that, say, a double-quarter-pounder with cheese 'builds' on the idea of a garden salad. Both have lettuce and tomato and may be called food, but the similarities end there."

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BOTTOMLINE

RCare and OCare are massively different!

RCare and the individual mandate are based on conservative principles
  
       Only mandated cost sharing by free riders.  (OCare adds huge extras into individual mandates)
       ObamaCare added the employer mandate, a huge problem.    (Romney vetoed any employer fees)

RCare:  No new taxes   (OCare huge complex of extra taxes and costs

RCare:  No intrusion on private companies.  (OCare requires 85% payout of companies, plus, plus, plus)

RCare:  Brilliant use of monies already there. (OCare adds and adds and adds huge costs)
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In a massive, unreasoned, uninformed emotional reaction, people are concerned that Romney is somehow responsible for ObamaCare and a traitor who set up an individual mandate - but that is MASSIVELY FALSE AND THE OPPOSITE IS TRUE!!

There are huge differences - and there was never anything but a cost-sharing "mandate" (for free riders) in RomneyCare.

And certainly we're not going to blame Gingrich, Santorum, and the conservative Heritage Foundation for advocating the individual mandate before RomneyCare - and then the conservatives for lauding RCare as a greate conservative accomplishment?   

I also wonder if the problem is not the mandate to share in the costs, but actually that ObamaCare so badly implements it and builds in some really bad ideas and extra costs. 

Let's compare the two and see what we can learn:  Note RomneyCare is not the same as the modifications added by the legislature and the courts!




                                                                       
Designed specifically for a state's situation                


New taxes                                                             
   (Romney specified: No new taxes)                                                              



Free market based                                                 
   (Romney required it be)


"Mandate" - Individual                                                      
                                                                     

   


Mandate -  Employer, for not covering                      
                                                                                                


Minimal cost                                                           



Adjusted for Fed requirement;  $395
    million from Feds at stake                        

Designed to save emergency room costs
    (which are 4 to 5 times normal cost)                                          

Pages                                                                       

A mess                                                                 

Design                                                                   


Includes abortion



From what I can judge, the problem is not the concept of a mandatory sharing of costs, but the extremely burdensome and intrusiveness of ObamaCare and its huge costs.

RomneyCare was the opposite - a masterpiece of no new taxes and using Federal funds masterfully.   

A telling quote:  "People are all up in a dither over what was recommended by conservatives for years." 


CONSERVATIVE CONCEPT IN RCARE, "ALTERED" IN OBAMACARE

But the concept of sharing of costs, where "free riders" must pay something for their free health care through the government if they could otherwise afford to have insurance.  That does not seem so crazy to me, yet there is much ado about it, as it is an ideological war on that one point.

It is actually just that ObamaCare is very burdensome and impractical and it needs to be replaced with something that works.


ROMNEY HAS A HEAD START IN REPLACING OBAMACARE

Fortunately, although he'll need help from experts, Romney already is pretty knowledgeable in the area, so that he is the one candidate who can implement the replacement of ObamaCare with something that is practical and workable.  And, if he has a supportive Congress mix, as opposed to the 85% Democratic Massachusetts legislature, he can build in many extra cost saving strategies (which people talk about, but never seem to implement - we need an implementer!) 


POLITICAL MISCORRECTNESS

It has become "politically incorrect" to advocate anything other than being against the mandate.  But the real problem is the bad implementation and the extra taxes, along with the corporate burdening. 


THE PROBLEM IS NOT MANDATED COST SHARING!

I repeat: The problem is with ObamaCare not the concept of cost sharing being mandated.  It was just badly implemented, adding costs to businesses that are harmful and discouraging.


         Massachusetts                      
                Yes                                   

            
                 None                                 
                                                                                                                       
               
                
                   Yes                            
       (no infringement)


    Fees for "free riders" only                    to pay for their costs                 (those who can afford insurance
     but choose to get free care)

     
                  No                                      
   (Romney vetoed employer           
             penalties )                                  
     1% of Mass. budget               

                     
             
                   Yes!                                      

                    Yes                                         
              
                70 pages                                
               Minimum                                    
                   Good                                       
 
              No
    (Courts ruled it in later)
                 ObamaCare

No, imposed without  choice
       

  4% on higher income, ++
  Loss of medical deduction for  
     2.5% of income                             Medical devices tax, etc.
                                                                             Some, but...                        (requires 85% expenditure on  
  benefits of health care premiums)           
        Tax based on income
                                                               
                                                                    
                                                                       Large penalties                                    
                                                    

         Some huge number
      (And $500 billion from 
              Medicare)

                  N/A


                   ?

        
           2700 pages
                             
                 Huge

        Very Poor, complex
      Mandated other things
 
     
          Yes

RomneyCare is a  
    masterpiece of
    conservative
    accomplishment -    
    See praise by
    conservatives (before   
     ObamaCare).

The Individual Mandate Is
    NOT The Problem... 

The Employer Mandate
    Is The Problem - Not
   individual cost sharing!
 
Massachusetts Health   
   Care Bill - Design
 
ObamaCare Was Not
   Designed From
   RomneyCare